Excerpt from Medicare and Medicare Programs: (click for entire article)
Medicare is funded through the federal government and is primarily for people over the age of 65; however, people under age 65 who have disabilities and those with End Stage Renal disease can also be eligible, while Medicaid is a state funded program serving low income individuals and families who meet certain income guidelines.
There are two parts to Medicare coverage: Part A and Part B. Part A is for hospital insurance and covers hospital admittance, hospital stays, nursing facilities, some home care, and hospice care if needed. For many people, hospital care is paid for once they reach the age of 65, as long as you paid Medicare taxes while you were employed. If you live in Illinois and aren’t sure about your Medicare coverage, you can have a consultation with an Illinois social security lawyer. They are there to help you and better understand your eligibility regarding Medicare coverage.
Medicare Part B is for medical coverage; it covers some services that Part A doesn’t cover like physical and occupational therapy, along with doctor visits and outpatient hospital care. Part B Medicare coverage is an additional monthly premium which has several options. If Part B wasn’t selected when you turned 65, then it may cost more if you need to add it later.
Recent Comments